Renewing your car insurance? Here are three things you need to know.

Come Prepared: Renewing Your Car Insurance in 2019

There are a number of changes coming to ICBC this fall, as you’ve undoubtably seen, heard, and maybe even worried about. Instead of worrying, here are three tips to help you prepare for your renewals, effective September 1st, 2019:

1. You’re going to have to list all drivers on your vehicle.

When you come in to renew, we will need the drivers license numbers and dates of birth for all drivers. Who do you need to list? Prepare a list of any household member or employee who may drive your vehicle, and anyone else that may drive your car more than 11 days per year.

2. Speeding tickets will affect your premiums.

Currently, if you get more than two tickets (six points), you get a “special bill” on your birthday. As of September 1st, 2019, this level will directly affect your basic and optional coverage rates.

3. Accidents will follow the driver, not the vehicle.

If you are responsible for an accident, it now affects all of the vehicles you are listed as a driver on. So, if you have a household member or employee with a challenging driving history (accidents and/or tickets), you’re going to have to decide if you’re going to allow that person to drive your vehicle.

Things to remember:

There are no changes for our fleet rated business clients, but all non-fleet business and personal vehicles are affected.

Renewals will take longer this year because we need more and new information, but we are looking forward to assisting you.

We support these changes as being good and fair for the drivers of B.C. and believe that they are overdue.

Do you have any questions? We’re happy to answer any questions you may have and do what we can to support you during these changes.

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